Best UPI apps for Android list is here to check and is also an alternative of Paytm app. So those who wants to use any UPI apps other than Paytm, they have an option to choose from all these 5 options.
List of Best UPI apps for Android 2024:
-
Google Pay UPI app
- Search giant ‘Google’ has also worked in digital payment field that carries several features with simple and to-the-point interface for users.
- Google Pay provides its users rewards by giving cashback, vouchers, and discount coupons on shopping apps and services after each transaction done using Google Pay. This feature made it stand out from its competitor.
- It also provides ‘auto-pay’ functionality, like Paytm, by which users get access to streamline their subscriptions service without getting worried of every month payment.
Key features of Google Pay are-
- It is QR-based payment method.
- It provides cashback rewards.
- It has its UPI Lite version also.
- Provides instant loan, and also provide option for buy and sell gold.
-
PhonePe UPI app
- PhonePe is one of the best UPI apps for Android because of its convenient use and various functionality close to the Paytm.
- PhonePe is currently the number one UPI platform and market leader with a 49 percent share in April 2024 among the active UPI apps.
- It is equipped with a ‘wallet’ to make payments and send money to others.
- It is easy and handy to use for paying online food orders, travel, and e-commerce purchases.
- It also provides rewards and cashback to its users like other UPI app if users make payment via QR codes.
Key features of PhonePe are-
- It provides an option for mobile recharge, payment of electricity bill and many more recurring bill.
- It provides an option of purchasing motor, health, and travel insurance.
- Using PhonePe, users can invest in mutual funds and gold.
-
Amazon Pay UPI app
- The great e-commerce platform Amazon has also ventured into the digital payment market through Amazon Pay which carries almost all functions of Paytm.
- Amazon Pay has wallet section in the form of Amazon Pay Balance where all amounts of voucher and gift cards get collected. Also, the wallet section helps in making UPI payments, making bill payments and earning rewards and cashback.
Key features of Amazon Pay are-
- It makes fast payment for shopping, bill payments and more on 10,000+ apps seamlessly.
- Its payment method is associated with Amazon account which provide easy access to make payment.
-
BHIM UPI app
- BHIM is a government mobile payment app for cashless payments.
- Apart from the usual UPI and QR code transaction, it provides so many other features like- recharge FASTag, apply for IPO, mandate auto payments, and more to its users.
- It supports almost 20 different languages for the convenience of Indian users.
Key features of BHIM are-
- With payment transactions, it also provide opportunity to apply for IPO.
- It also supports UPI Lite X for transaction process.
- It allow users to Tap and pay via NFC.
- It also provides access to users to pay off loans.
-
CRED UPI app
- CRED is an UPI app which allow users to make online payment using a credit card instead of debit card. So, those who prefer credit card for online transaction over debit card, they can opt for this UPI app.
- CRED is the fintech company, that got partnership with RuPay for seamless and easy digital payment with credit card.
- This app also provides its users an exciting rewards if they pay anyone via UPI.
Key features of CRED are-
- It helps users to pay bills instantly.
- It provides an exclusive rewards and best deals on products and services if payment is made to merchants via CRED UPI.
- It also allows users to use multiple credit cards on its platform.
Hence, these are some of the best UPI apps to use for online payments. Users can also send and receive UPI payments by simply setting UPI ID in their bank’s mobile app as some popular mobile banking apps also support UPI.
Follow Technology Navigator for more such updates related to Android.
